Our Investors

Institutional and Accredited Private Investors are Welcome!

WHERE INVESTORS CAN GET A HIGHER THAN AVERAGE RETURN
FOR LESS THAN THE AVERAGE RISK

 

Earn high yields on your money secured by a collateral assignment of beneficial interest in commercial income producing properties that satisfy debt service requirements to insure payment of interest and protection of your principal investment.

Most are interest only payments paid quarterly for a term of five to ten years.

Invest your money today with added safety of principal and a satisfactory return on your investment

 

 

VARIOUS TYPES OF INVESTORS 

 

What Does sophisticated Investor Mean?

A type of investor who is deemed to have sufficient investing experience and knowledge to weigh the risks and merits of an investment opportunity. For certain purposes, net worth and income restrictions must be met before a person can be classified a sophisticated investor. The distinction makes an investor eligible to buy into certain investment opportunities, such as pre-IPO securities, that are considered “non-disclosure” or “non-prospectus” issues. Typically, a sophisticated investor must have either a net worth of $2.5 million or have earned more than $250,000 in the past two years to qualify.

Investopedia explains
Sophisticated Investor
Sophisticated investors may have to prove their net worth prior to being eligible to purchase certain security types. Investors will often have their personal accountants send this proof to the brokerage firm. Sophisticated investors are the dream clients of most financial services firms, as they generate much higher fees than retail investors. Certain assumptions are made about sophisticated investors: that they can hold their investments indefinitely (the funds do not need to be liquidated for cash needs), and they can assume a total loss of investment principal without causing severe damage to their overall net worth.
 
 
 
 

What Does Accredited Investor Mean?

A term used by the Securities and Exchange Commission (SEC) under Regulation D to refer to investors who are financially sophisticated and have a reduced need for the protection provided by certain government filings.

Investopedia explains
Accredited Investor
In order for an individual to qualify as an accredited investor, he or she must accomplish at least one of the following: 1) earn an individual income of more than $200,000 per year, or a joint income of $300,000, in each of the last two years and expect to reasonably maintain the same level of income. 2) have a net worth exceeding $1 million, either individually or jointly with his or her spouse. 3) be a general partner, executive officer, director or a related combination thereof for the issuer of a security being offered. These investors are considered to be fully functional without all the restrictions of the SEC.
 
 
 

What Does Institutional Investor Mean?

A non-bank person or organization that trades securities in large enough share quantities or dollar amounts that they qualify for preferential treatment and lower commissions. Institutional investors face fewer protective regulations because it is assumed that they are more knowledgeable and better able to protect themselves.

Investopedia explains
Institutional Investor
Watching what the big money is buying can sometimes be a good indicator, as they (supposedly) know what they are doing. Some examples of institutional investors are pension funds and life insurance companies.
 
 
 

What Does Qualified Institutional Buyer – QIB- QIB Mean? 

Primarily referring to institutions that manage at least $100 million in securities including banks, savings and loans institutions, insurance companies, investment companies, employee benefit plans, or an entity owned entirely by qualified investors. Also included are registered broker-dealers owning and investing, on a discretionary basis, $10 million in securities of non-affiliates.

Investopedia explains
Qualified Institutional Buyer – QIB
QIBs are eligible to participate in the Rule 144A market.

Contact: Gregory Cook

gdcook@vanderbilt-lending.com